Management in Estonia

	Marek Ratnik Member of the Management Board of ERGO non-life insurance companies COO of ERGO Estonia
	Andres Konsap Head of UW
	Caterina Lepvalts Head of Claims
	Lauri Tõnise Head of Corporate Sales Division
	Ave Piir Head of Retail Mass Clients Channel
	Hele-Liis Viirsalu Appointed Actuary
	Ave Melsas Reinsurance department manager
	Jelena Panfilova Chief Accountant
	Grete Põldre Head of Planning and Controlling
	Alo Alunurm Investment Officer
	Evelin Roasto Head of HR and Office Administration
	Zinaida Tšukrejeva Head of Risk Management
	Tarmo Lindström IT Director
	Ivo Viires Head of Legal Department
	Bärbel Jalakas Head of Communication, CX and Marketing Department

Marek Ratnik