Health Insurance for Estonian and European Union citizens

Voluntary health insurance is suitable for people who find it important to see a doctor fast - ERGO health insurance ensures faster availability of medical care and covers the expenses of fee-charging health services.

If you need health insurance to extend or apply for visa or temporary residence permit, click here.

With ERGO health insurance

  • you can visit a medical specialist without a referral
  • we cover the expenses on te health services not compensated by the Estonian Health Insurance Fund
  • we indemnify the expenses of the examinations and health checks necessary for disease preventsion purposes
  • you can use video and phone consultations

To calculate the insurance premium, select your year of birth:

Year of birth:
Ravi Mini
Ravi Midi
Ravi Maksi
Medical services
Mini
Midi
Maksi

Family physician and specialist medical care i

1000 € 1000 € 3000 €

Inpatient treatment i

2000 € 2000 € 10 000 €

Rehabilitation and aid equipment after an accident i

2500 € 2500 € 2500 €

Dental care after an accident i

2500 € 2500 € 2500 €

Prophylactic examinations i

50 € 50 € 100 €

Medical treatment expenses for critical illnesses i

0 € 7 000 € 7 000 €

Dental care i

0 200 € 200 €

Prescription medications i

0 0 150 €

Quarterly paymenti

99.49€

203.58€

396.90€

Yearly payment

379€

775.55€

1512€

Select
Select
Select

In case of a health problem:

  • Contact a partner of ERGO or a doctor suitable for you.
  • When making an appointment with a doctor, make sure to mention that you have ERGO health insurance. If you turn to our partner, you do not have to pay for the health services yourself, ERGO will do that for you.
  • When seeing a doctor, please take an identity document with you.
  • If you choose a doctor who is not included in the list of partners of ERGO, you have to pay the invoice yourself at first and thereafter fill in a claim notice on the website of ERGO or in the ‘ERGO Estonia’ mobile application.

I would like counselling:


Examine the product and general terms and conditions 
ERGO partners and contacts